AI PLAN Act

This bill would require the Departments of the Treasury, Homeland Security, and Commerce to submit a joint report on the national and economic security risks of adversarial actors using artificial intelligence to commit financial crimes. The report would evaluate specific threats such as deepfakes, voice cloning, and foreign election interference while identifying existing and needed federal resources to combat these activities. Following the report, the agencies would be required to provide legislative recommendations and best practices for businesses and government entities to address AI-supported fraud and social engineering.

The bill primarily affects the Department of the Treasury, the Department of Homeland Security, and the Department of Commerce, which are required to collaborate on reporting and legislative recommendations. Private sector businesses and other government entities are also affected as they will receive guidance on best practices to defend against AI-driven financial crimes. Additionally, the bill addresses risks targeting the general public and market participants, such as deepfakes, voice cloning, and digital fraud.

• Interagency report on AI-driven financial crimes. Requires the Departments of the Treasury, Homeland Security, and Commerce to submit a joint report analyzing risks from adversarial actors using artificial intelligence to commit financial crimes. The report must address specific threats such as deepfakes, voice cloning, synthetic identities, and AI-supported social engineering.
• Assessment of defensive strategies and resources. Directs the agencies to describe existing interagency and public-private partnership activities used to defend against AI-related national and economic security risks. The report must also identify currently available federal resources and additional resources needed to combat these threats.
• Development of legislative and best practice recommendations. Mandates that the Treasury, Homeland Security, and Commerce departments provide recommendations for new legislation following the report's submission. The agencies must also establish best practices for government entities and private businesses to mitigate AI-related financial risks.

• H.R. 2152, AI PLAN Act
  Jul 15, 2026 · As reported by the House Committee on Financial Services on June 24, 2026

The bill aims to identify and mitigate national and economic security risks posed by adversarial actors using artificial intelligence to commit financial crimes, such as deepfakes, foreign election interference, and digital fraud. It seeks to coordinate federal defensive strategies and establish legislative recommendations and best practices for government and private sector entities to combat these AI-driven threats.